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Employees' group life insurance

The employees’ group life insurance is a life insurance financed by the employer.

The liability for insurance applies to all employers whose collective agreement or in whose field a valid general national collective agreement contains provisions on group life insurance. The group life insurance premiums are collected by the accident insurance companies and forwarded to the Employees´ Group Life Assurance Pool.

Compensation can be paid from this insurance when an insured employee dies, leaving beneficiaries specified in the group life insurance terms and conditions. The beneficiaries are the employee’s spouse, children under 18 years of age and children between 18 and 25 years of age who are full-time students. The amount of the compensation depends on the age of the insured employee, the number of children entitled to the compensation and whether the death was caused by an accident or other.

Compensation claims are processed by the Employees’ Group Life Assurance Pool.