Accident insurance for leisure time and supplementary insurance for leisure time

Many accidents happen while off-duty, and these can also lead to medical costs and loss of income.

The employer can increase the insurance cover for the employees by taking out insurance for leisure time accidents. The leisure time accident insurance can be taken out as a group insurance for the entire personnel of a company or for a certain group of employees (at least 3 persons). It is also possible to take out an individual leisure time insurance for a specific person.

According to the collective agreement for the shipping industry in Finland, the employer is obligated to take out accident insurance for leisure time, as well as supplementary insurance for leisure time. The supplementary accident insurance for leisure time (for sea personnel) covers injuries including physical assault or another intentional act by a person.