Accidents during leisure time
Report the injury immediately to your supervisor, superior or employer and fill out the accident / occupational disease notification form. A certificate of insurance shall not be issued for leisure time accidents.
Compensations for leisure time accidents follow the same compensation practices as the compensation for accidents at work, with some limitations defined by the Workers’ Compensation Act and the terms of the insurance. Costs for medical care and the cost of institutional care due to leisure time accidents are compensated according to the public rate in accordance with the Act concerning client fees in the social- and healthcare. Costs exceeding this amount can be compensated according to the agreement — when there is a justified reason.
Compensation for leisure time accidents should be applied for from Kela – the social insurance institution of Finland —or from the workplace union. The compensation paid according to the Finnish Health Insurance Act or by the workplace union is deducted from the daily allowance. There is no deduction in daily allowance in the accident insurance for self-employed persons.