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Daily allowance

The injured person is entitled to claim a daily allowance for up to one year from the date of the claim, if they are incapable of performing their work in part or full time.

The injured person is not entitled to claim the daily allowance if their performance has deteriorated by less than 10%.

The daily allowance is paid for each calendar day, excluding the date of the claim event. Daily allowance is only paid, however, if the injured person has been partially or completely incapable of performing his or her own work for a period of at least three consecutive days, excluding the date of the claim event.

The daily allowance is based on annual earnings after 28 days have elapsed from the date of the claim event, excluding the date.

The daily allowance based on annual earnings corresponds to 1/360 of the injured person’s annual earnings under sections 71-78 in the Workers’ Compensation Act. The daily allowance is primarily paid to the employer for the time he has paid sick pay, and after that directly to the injured.

The daily allowance due to leisure time accidents is calculated in the same way as the daily allowance due to accidents at work, but is coordinated with other statutory insurances from which the injured is entitled to compensation for the same injury. The daily allowance is a taxable income.

Loss of income due to physical care is compensated. It is equivalent to the injured person’s salary for the time used for the physical care, including travel time. Compensation is paid for a maximum of 30 days per calendar year. The physical care compensation is a taxable income.

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Compensation

The Statutory Accident insurance compensates medical costs and loss of income caused by an occupational accident or disease.