does not support Internet Explorer, please switch to another browser.
The Joint War Committee (JWC) has amended the Listed Areas and we hereby give notice of cancellation with effect from 6th April 2022... Read more


The Statutory Accident insurance compensates medical costs and loss of income caused by an occupational accident or disease.

Compensation for the claim event is conditional upon probable medical causality between the claim event and the injury or illness.

An accident refers to a sudden and unforeseen event arising from an external factor that causes the employee to be injured or develop an illness.

Occupational disease refers to an illness that is  primarily caused by the employee’s exposure to a physical, chemical or biological agent at work, in the location of the working area or during work-related training provided by the employer.


What is compensated?

The insurance compensates loss of income/medical costs for treating an injury caused by an accident at work or travelling between a workplace and home.

columns for the berth against the backdrop of sea landscape Aland island Finland shutterstock_272619968

Necessary medical costs

The insurance compensates necessary medical costs incurred due to an occupational accident. 

Small ferry in Åland archipelago JanKarlsson_200526_DJI_0048

Daily allowance

The injured person is entitled to claim a daily allowance for up to one year from the date of the claim if they are incapable of performing their work. 


Worker’s compensation pension

The injured person is entitled to claim a workers' compensation pension after one year from the date of the claim event.

Tug boat taking out the ship from the harbor_shutterstock_62306698_newsp_200dpi

Compensation for functional limitation

Compensation for functional limitation is paid to an injured person who suffers a permanent functional limitation as a result of injury or illness.


Rehabilitation allowance

A person is eligible for rehabilitation allowance if they were injured as a result of an occupational accident or disease. 

A tree by the water, Sweden. shutterstock_107428517

Survivors' pension and funeral grant

Survivors' pension is paid from the employee’s Statutory Accident Insurance to the surviving spouse or child, including a funeral grant.

seamen onboard

Other compensations

If the injury or illness reduces the person to a state of dependency, the insured is possibly entitled to other compensation, benefits or allowances.